Terms of Use

These Terms of Use ("Terms") constitute a legally binding agreement between you ("User", "you", or "your") and OneDash Fintech Private Limited, a company incorporated under the Companies Act, 2013, with Corporate Identification Number (CIN) U69200UP2024PTC212069 ("Company", "we", "us", or "our"), governing your access to and use of the one-cashbook software application, website, and related services (collectively, the "Service").

By accessing, downloading, installing, or using the Service in any manner, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Service.

1. Acceptance of Terms

By creating an account, accessing, or using the Service, you represent and warrant that:

• You are at least 18 years of age or have reached the age of majority in your jurisdiction;
• You have the legal capacity and authority to enter into these Terms;
• You will comply with all applicable laws and regulations in your use of the Service;
• All information you provide to us is accurate, current, and complete;
• You will maintain the security and confidentiality of your account credentials.

2. Description of Service

one-cashbook is a cloud-based cash flow management software application designed to assist small and medium enterprises in tracking income, expenses, and managing financial records across multiple businesses. The Service includes, but is not limited to:

• Cashbook entry management and tracking;
• Multi-business financial record management;
• Data export and reporting functionalities;
• Team collaboration features;
• Mobile and web-based access to the Service.

We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time, with or without notice, at our sole discretion.

2.1 Scope of Service and Disclaimer

We provide digital software for cash entry and bookkeeping purposes only. We do not offer loans, credit services, investment products, insurance, or financial advisory services of any kind.

3. Account Registration and Security

To access certain features of the Service, you must register for an account. You agree to:

• Provide accurate, current, and complete information during registration;
• Maintain and promptly update your account information to keep it accurate, current, and complete;
• Maintain the security and confidentiality of your account password and any other authentication credentials;
• Accept responsibility for all activities that occur under your account;
• Notify us immediately of any unauthorized use of your account or any other breach of security;
• Not share your account credentials with any third party or allow any third party to access your account.

We reserve the right to suspend or terminate your account if we suspect any unauthorized access or violation of these Terms.

4. Permitted and Prohibited Uses

4.1 Permitted Use: You may use the Service solely for lawful business purposes in accordance with these Terms and all applicable laws and regulations.

4.2 Prohibited Uses: You agree not to:

• Use the Service for any illegal, fraudulent, or unauthorized purpose;
• Violate any applicable local, state, national, or international law or regulation;
• Transmit any viruses, malware, or other harmful code;
• Attempt to gain unauthorized access to the Service, other accounts, or computer systems connected to the Service;
• Reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code of the Service;
• Copy, modify, distribute, sell, or lease any part of the Service;
• Remove, alter, or obscure any proprietary notices or labels on the Service;
• Use the Service to store, transmit, or process any data that infringes upon the intellectual property rights of others;
• Use automated systems (bots, scrapers, etc.) to access the Service without our express written permission;
• Interfere with or disrupt the integrity or performance of the Service or the data contained therein.

5. Intellectual Property Rights

5.1 Our Rights: The Service, including but not limited to its software, design, text, graphics, logos, icons, images, audio clips, digital downloads, and data compilations, is the exclusive property of OneDash Fintech Private Limited and is protected by copyright, trademark, and other intellectual property laws. All rights not expressly granted to you are reserved by us.

5.2 Your Data: You retain all ownership rights to the data, information, and content you upload, input, or store in the Service ("User Data"). By using the Service, you grant us a limited, non-exclusive, worldwide, royalty-free license to use, store, process, and display your User Data solely for the purpose of providing and improving the Service.

5.3 Feedback: If you provide us with any feedback, suggestions, or ideas regarding the Service, you agree that we may use such feedback without restriction or compensation to you.

6. Service Availability and Modifications

We strive to maintain the availability of the Service but do not guarantee uninterrupted, error-free, or secure access. The Service may be unavailable due to:

• Scheduled maintenance or updates;
• Technical failures or malfunctions;
• Circumstances beyond our reasonable control, including but not limited to natural disasters, acts of war, terrorism, or government actions;
• Internet connectivity issues or network problems.

We reserve the right to modify, suspend, or discontinue the Service, or any part thereof, at any time with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.

7. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

We do not warrant that:

• The Service will meet your specific requirements or expectations;
• The Service will be uninterrupted, timely, secure, or error-free;
• The results obtained from the use of the Service will be accurate, reliable, or complete;
• Any errors or defects in the Service will be corrected;
• The Service or the servers that make it available are free of viruses or other harmful components.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH THE SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.

Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you. In such jurisdictions, our liability shall be limited to the maximum extent permitted by law.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ONEDASH FINTECH PRIVATE LIMITED, ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, LOSS OF BUSINESS OPPORTUNITIES, OR BUSINESS INTERRUPTION, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICE, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE) AND EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Our total liability to you for all claims arising out of or relating to the use of or inability to use the Service shall not exceed the amount you paid to us, if any, for accessing the Service in the twelve (12) months preceding the claim, or one hundred Indian Rupees (₹100), whichever is greater.

The limitations set forth in this section shall apply even if the remedies provided in these Terms fail of their essential purpose. Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you.

9. Indemnification

You agree to indemnify, defend, and hold harmless OneDash Fintech Private Limited, its directors, officers, employees, agents, affiliates, and licensors from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:

• Your use of or access to the Service;
• Your violation of these Terms;
• Your violation of any third-party rights, including but not limited to intellectual property rights, privacy rights, or publicity rights;
• Your violation of any applicable law or regulation;
• Any User Data you submit, post, transmit, or make available through the Service;
• Any fraudulent, negligent, or wrongful act or omission by you.

10. Data Privacy and Security

Your privacy is important to us. Our collection, use, and disclosure of your personal information and User Data is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you consent to the collection and use of your information as described in our Privacy Policy.

While we implement reasonable security measures to protect your User Data, you acknowledge and agree that no method of transmission over the Internet or method of electronic storage is 100% secure. We cannot guarantee absolute security of your User Data.

You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

11. Termination

11.1 Termination by You: You may terminate your account and stop using the Service at any time by contacting us or using the account deletion features provided in the Service.

11.2 Termination by Us: We reserve the right to suspend or terminate your access to the Service, with or without cause or notice, for any reason, including but not limited to:

• Violation of these Terms;
• Fraudulent, abusive, or illegal activity;
• Non-payment of fees (if applicable);
• Extended periods of account inactivity;
• At our sole discretion, for any other reason.

11.3 Effect of Termination: Upon termination of your account:

• Your right to access and use the Service will immediately cease;
• We may delete or deactivate your account and all associated User Data;
• You remain responsible for all charges incurred prior to termination;
• All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to Sections 5 (Intellectual Property), 7 (Disclaimer of Warranties), 8 (Limitation of Liability), and 9 (Indemnification).

12. Data Export and Backup

You are solely responsible for maintaining backup copies of your User Data. While the Service may provide data export functionality, we do not guarantee the availability, accuracy, or completeness of such exports. We recommend that you regularly export and backup your User Data.

We are not responsible for any loss, corruption, or deletion of User Data. You acknowledge that we may delete your User Data upon termination of your account or after a period of account inactivity, as determined by us in our sole discretion.

13. Third-Party Services and Links

The Service may contain links to third-party websites, services, or resources that are not owned or controlled by us. We do not endorse or assume any responsibility for any such third-party sites, information, materials, products, or services.

If you access any third-party website, service, or resource from the Service, you do so at your own risk, and you understand that these Terms and our Privacy Policy do not apply to your use of such sites. You expressly relieve us from any and all liability arising from your use of any third-party website, service, or resource.

14. Governing Law and Dispute Resolution

14.1 Governing Law: These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.

14.2 Jurisdiction: Any disputes arising out of or in connection with these Terms or the Service shall be subject to the exclusive jurisdiction of the courts located in Uttar Pradesh, India.

14.3 Dispute Resolution: In the event of any dispute, controversy, or claim arising out of or relating to these Terms, the parties shall first attempt to resolve the dispute through good faith negotiations. If such negotiations are unsuccessful, the dispute shall be resolved through binding arbitration in accordance with the Arbitration and Conciliation Act, 2015, or any statutory modification or re-enactment thereof.

15. General Provisions

15.1 Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding the Service and supersede all prior or contemporaneous communications, proposals, and agreements, whether oral or written, between you and us.

15.2 Modification of Terms: We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website or through other reasonable means. Your continued use of the Service after such modifications constitutes your acceptance of the modified Terms.

15.3 Waiver: Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

15.4 Severability: If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

15.5 Assignment: You may not assign or transfer these Terms or your rights hereunder, in whole or in part, without our prior written consent. We may assign these Terms or any rights hereunder without your consent.

15.6 Force Majeure: We shall not be liable for any failure or delay in performance under these Terms due to circumstances beyond our reasonable control, including but not limited to natural disasters, acts of war, terrorism, pandemics, government actions, or failures of the Internet or telecommunications infrastructure.

15.7 Notices: All notices, requests, and other communications under these Terms must be in writing and delivered to us at the contact information provided on our website or through the Service.

15.8 Relationship: Nothing in these Terms shall be construed as creating a partnership, joint venture, agency, or employment relationship between you and us.